If the tenant’s goods are damaged due to a short circuit , will I be responsible for the loss?
Always check what the lease says in such cases. always mention on my lease agreement (as a landlord) that I am not responsible for damages to personal goods arising and that the tenant should have personal home insurance (renter’s insurance).
If your lease does not say anything then it is a case of “this way’ or “that way”. Basically, the tenant, if he claims damages, will have to prove that the short circuit is due to my negligence, etc. (for instance wiring too old and not maintained). I will insist that
will have the verification done by an independent surveyor.
In all modern homes, a short circuit does not
generally damage the instruments or equipment. The circuit breaker trips the mains long before any significant damage occurs. Also, in modern homes, there is an overload protector. Yet, fires can occur in
old wires. There may be damages due to lightning or such events. I will flatly refuse to compensate in such cases.